If you’ve been injured on the job, you have the right to workers’ compensation, regardless of who is at fault. Workers’ comp is a crucial safety net designed to support injured employees by covering medical expenses and lost wages. However, the process can be far from straightforward and often end up with workers comp delays or denials.
Employers and insurance carriers sometimes delay the process or dispute claims to save on costs. Understanding the common tactics workers’ comp adjusters use can help you secure the compensation you deserve.
Let’s take a closer look at those tactics, how they impact an injured worker, and what you can do if you are injured on the job to maximize your chance for a successful workers’ compensation claim.
Common Tactics Used by Workers’ Comp Adjusters
Workers’ comp adjusters play a pivotal role in the claims process. These professionals assess each claim to determine the existence/extent of the injury and whether any compensation is due. They gather medical records, interview witnesses, and evaluate the claim’s legitimacy.
Their goal is to manage costs for the insurance company or employer. This means they may try to minimize the compensation paid out to injured workers. They are trained in tactics that can save the company money, even if it means denying or reducing a legitimate claim.
Some of the most common tactics used by insurance companies to minimize payouts are:
- Delaying the Claims Process: One tactic adjusters use is to delay the claims process. They may request additional information or medical records, which can cause delays in receiving benefits. Workers’ comp delay tactics are particularly frustrating for injured workers who need immediate financial support and access to medical treatment.
- Downplaying Injuries: Adjusters may also downplay the severity of an injury and its impact on an individual’s ability to work. They may argue that the worker is still able to perform their job duties, even with limitations or restrictions.
- Disputing Claims: Some adjusters may outright dispute the validity of your claim. They might argue that your injury did not occur at work or that it is a pre-existing condition. Gathering evidence such as witness statements and accident reports can help validate your claim.
If you have been injured on the job and your employer’s insurance company is using any of these tactics to delay your claim, contact a workers’ comp attorney today. Your employer has a team of legal professionals working for them and you deserve the same representation.
Workers Comp Delays & The Impact on The Injured Worker
The tactics used by workers’ comp adjusters can have serious consequences for your health. Delayed treatment can worsen your condition, leading to prolonged recovery times and additional medical complications. Inadequate compensation can also prevent you from accessing necessary medical care and taking proper care of you and your family.
Financially, these tactics can be devastating. Without timely benefits, you may struggle to pay for medical treatments and everyday living expenses. The stress of financial instability can further exacerbate your physical and emotional well-being.
The constant battle for fair compensation can take a significant emotional toll. The feeling of being undervalued and disbelieved can lead to stress, anxiety, and depression.
Don’t let your employer and the workers’ compensation insurance company take advantage of you during this difficult time. Contact a top-notch workers’ comp attorney today who can protect your rights and secure the compensation you deserve. Remember, you are not alone in this fight, and you need the best representation available to properly do battle with those denying you what is rightfully yours.
What Injured Workers Can Do
To maximize your chance at a successful workers’ comp claim, there are several steps to follow. First, make sure to report your injury to your employer as soon as possible. This will document the incident and create a paper trail of evidence. Next, seek medical attention immediately and make sure to follow up with any recommended treatment plans.
It’s also important to gather any witnesses or evidence that can support your claim. Keep track of all medical records, bills, and correspondence related to your injury. And most importantly, do not hesitate to reach out to an experienced workers’ comp attorney for guidance and representation.
Don’t let fear or intimidation stop you from seeking the compensation you deserve. Remember, it is within your rights as an employee to receive fair compensation for work-related injuries. By taking action and standing up for yourself, you are not only protecting your own well-being, but also advocating for the rights of other workers.
Workers’ Comp Law Firm in Lancaster, Pa.
The path to receiving fair workers’ compensation can be met with many challenges. By understanding the tactics used by workers’ comp adjusters and taking proactive steps to protect your rights, you can significantly improve your chances of securing the benefits you deserve.
Remember, you don’t have to go through this process alone. Seeking professional guidance and support can make a world of difference. If you encounter difficulties, don’t hesitate to reach out for help. At Georgelis, Larsen & Sabatino Injury Law Firm, we dedicate our practice to workers’ compensation law and have an incredible track record of getting our clients the results they deserve. Our job is to take the stress away from you and offer you a peace-of-mind, so you can focus on your recovery.
Our experienced attorneys and staff are dedicated to helping injured workers navigate the complex legal system and fight for fair compensation. We understand the physical, emotional, and financial toll that workplace injuries can take on individuals and families. That’s why we are committed to providing personalized attention and strong advocacy every step of the way. There are many reasons why we have been voted Lancaster’s Best Injury and Accident Law Firm for 10 years running (Lancaster County Magazine Annual Best of Lancaster Survey).
Whether you’ve been injured on the job or have developed a work-related illness, our team is here to help. We will work tirelessly to ensure your rights are protected and that you receive the medical treatment and financial support you deserve. Contact us today at 1-800-HURT-NOW or connect with us online for a free consultation. We do not charge a fee for our time and are only paid when we win your case. Remember, at Georgelis, Larsen & Sabatino Injury Law Firm — Winning… Is No Accident™.