If a portion of your job requires you to drive a work vehicle, that is a company-issued car, van or truck, then your employer likely has insurance to cover that vehicle — and you — in the case of an accident. If you are driving a work vehicle and get into a work car or truck accident of any kind, there are steps you should take to ensure everything is documented and that you are covered.
Employers are required to have auto insurance coverage as well as workers’ compensation insurance coverage. The auto insurance would cover any damage to the work vehicle itself as well as damage to the other vehicle involved in the accident — including the other driver, depending on the nature of the accident.
If you are involved in an accident while operating a work vehicle, you may be entitled to workers’ compensation benefits that would potentially cover your medical expenses as well as any wage loss. The way the insurance operates is dependent on whether or not you are engaged in your work duties at the time of the accident or if the accident occurs outside the scope of your employment.
The short answer is yes. Unfortunately, in any kind of accident, insurance companies and employers will do whatever they can to limit liability and/or to avoid financial exposure, i.e., paying you benefits. This is why it is important to consult with an injury attorney early on in the process to ensure that the insurance carrier and/or employer does not try to take advantage of you.
Consulting with Georgelis Injury Law Firm is free and confidential. If you’ve been hurt in a work car or truck accident, give our top-rated and voted #1 Injury Law Firm a call at 1-800-HURT-NOW.
Our attorneys at Georgelis Injury Law Firm, P.C. have helped secure millions of dollars for accident victims. We can help you too!
We’re available 24/7 and will come to you for a free consultation. We never collect a fee unless we get money for you. Contact us today and we’ll handle everything from here!
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Even when people are seriously and legitimately injured at work, they can sometimes be reluctant to file a claim or go throug...Read More
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