Motor Vehicle Insurance Coverage

Our Accident and Injury Lawyers are Available Anytime to Give You Advice on Motor Vehicle Insurance Coverage

Just like with liability coverage, every motor vehicle insurance policy written in Pennsylvania must have a minimum of $15,000.00 in uninsured and underinsured motorist coverage, unless these benefits are explicitly waived after a full explanation by an insurance agent. When you purchase your policy from an insurance agent, the agent will tell you that you must purchase the same amount of uninsured and underinsured motorist coverage as you have in liability coverage, except if you execute what are called a “sign-down” forms. DO NOT EXECUTE THE “SIGN DOWN” FORMS!!!

There are so many people, today, driving around with no auto insurance or very little in liability limits that it is critically important you purchase enough uninsured and underinsured motorist coverage to make sure that you and your family will be made whole in the event of an accident. Georgelis, Larsen & Sabatino Injury Law Firm, P.C. recommends that you carry at least $100,000.00 in uninsured and underinsured motorist coverage, whether that be $100,000.00 on one vehicle or $50,000.00 on two vehicles that can be “stacked” (adding the limits from each covered vehicle together).

At the time you purchase your automobile insurance policy, it may seem like a good idea to save a couple of bucks by reducing your uninsured and underinsured motorist coverage and choosing not to stack your coverage benefits. If you or your family is involved in a motor vehicle accident, the extra few dollars will have been money well spent. Georgelis, Larsen & Sabatino Injury Law Firm, P.C., P.C. will thoroughly review your motor vehicle insurance policy and give you our thoughts, opinions and advice on the coverage you have and the coverage you need, free of charge.