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Frequently Asked Questions About Personal Injury Claims

Our Lancaster County, PA law firm responds to FAQs about injury recovery Georgelis, Larsen & Sabatino Injury Law Firm, P.C., P.C. handles personal injury claims in our hometown of Lancaster, PA. We explain the law to you clearly and candidly so you understand your rights and know what to expect from the legal process.

With those goals in mind, our attorneys have collected some frequently asked questions about auto accident claims. Read our responses and then give us a call to schedule your free, no-obligation consultation to discuss your case in detail.

Frequently Asked Questions?

How long do I have to file an automobile accident claim?

In most cases, Pennsylvania imposes a two-year statute of limitations for filing your personal injury claim. If you miss this deadline, you forfeit your rights to sue the negligent driver who injured you.

Should I take the settlement the insurance company offered me immediately after my car crash?

You should not accept a settlement offer from your insurance company without first speaking to an experienced personal injury lawyer. Once you sign a settlement, you waive your right to further damages.

Will my insurance agent negotiate on my behalf for the best settlement?

Highly, highly unlikely. Remember, an insurance company is a for-profit business, and the agent works for the insurance company — not for you. The sooner the insurance company settles your claim, the less it is likely to have to pay. And the less it pays out in claims, the more profit it makes. Your insurance agent’s interests are diametrically opposed to your interests.

How long will it take to settle my car crash claim?

Even though you may be eager to resolve your case, it is vital that you have a full understanding of the extent of your injuries before you accept a settlement offer. For example, symptoms of brain damage may not show up for weeks after your car collision, and doctors may not be able to provide an accurate prognosis without extensive testing and analysis of your rehabilitation progress.

Why do I have to prove negligence to have a case?

Under Pennsylvania’s comparative negligence doctrine, you cannot recover damages if you were more than 50 percent at fault for the motor vehicle wreck. Furthermore, your damages will be reduced by the percentage that you are found at fault for the accident.

What if multiple parties are at fault?

Under Pennsylvania’s Fair Share Act, each party is responsible for her or his own proportionate share of the blame. Before the act took effect in 2011, Pennsylvania was a “joint and several liability” state, which meant that each negligent party was liable for the full amount of the damages, regardless of degree of fault.

If I have the state-required amount of car insurance coverage, am I protected?

The minimum amount of auto insurance coverage mandated by Pennsylvania law may not be enough to protect you if you are involved in crash that results in severe injuries. You can pay extra for more coverage.

What types of compensation should I expect to recover for my injuries?

Depending on the facts of your individual claim, you may recover damages for:

  • Medical bills
  • Anticipated healthcare expenses
  • Lost wages
  • Diminished earning capacity
  • Disabilities
  • Disfigurement
  • Pain and suffering
  • Loss of enjoyment of life
  • Property damage

What happens if I am injured in a motor vehicle collision while doing my job?

If you were injured while driving for a work-related purpose, you may be entitled to worker compensation benefits, auto insurance payments and personal injury damages.

What should I do if I cannot afford an attorney?

Georgelis, Larsen & Sabatino Injury Law Firm, P.C. handles your case on contingency, meaning you do not pay us any fees until you recover compensation for your injuries.

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